All J-1 and J-2 visas holders are required to maintain health insurance that meets the following minimum requirements: You are responsible for maintaining your status and that of any J-2 dependents while in the United States. Students have previously had the option to waive out of the required MSU SHIP, with privately obtained health insurance coverage. The message will have the subject line Student Health Insurance Plan (SHIP) ID Card Notification. These include recipients whose income has increased and those whose cases were closed for administrative reasons including lack of proof of updated income or exceeding the asset limit for eligibility. There is a charge, co-payment, and deductible for services referred outside of Olin Health Center. View the DIFS Online Services User Guide. Registering for an online account with the Blue Care Network requires a residential address, which is sent to BCN by MSU. Please refer to this map of local health care resources. There is a grace period through March 31, 2014. Call 517-353-4700 to schedule a ride. Many vaccines are available, including the flu vaccine and the HPV vaccine. Choose health insurance plan type according to budget and whether or not you have certain doctors, who may or may not be in the plan's network. International students at Michigan State University have long been required to carry health insurance and have been automatically enrolled in MSUs Student Health Insurance Plan, or SHIP. Change or cancel plans. Enroll in health insurance. Michigan State University is pleased to offer health, dental and vision coverage to students and their eligible dependents. Resource Center for Persons with Disabilities, Work-Related Injuries/Worker's Compensation, EAP Confidential Counseling for Employees. Check if you qualify for a Special Enrollment Period. Click "view your plan" and the "Waive SHIP" icon in the HELPFUL QUICK LINKS section. Learn more aboutDelta Dental's Patient Direct Discount Plan. (dept-paid), Domestic Student The purpose of EOB is to tell you what portion of a claim was paid to the health care provider by the insurance company and what portion of the payment, if any, you are responsible for. Locate a provider through the BCN website. You will then be required to submit proof of enrollment into an MSU health insurance policy. We want to be sure that as many Michiganders as possible can continue to receive Medicaid coverage so that they can keep their families healthy or help people sign up for an affordable new plan, said MDHHS Director Elizabeth Hertel. If you are unable to set up your account with either your residential address as listed at, r the MSU Human Resources address, please contact MSU Human Resources for support - +1-517-353-4434 or, Please note that the U.S. Citizen children of international students. Choose MSU from the school dropdown and choose your plan type according to your student class (domestic, international or graduate assistant). Through Medicaid or the Children's Health Insurance Program (CHIP): You can get no- or low-cost health coverage through the Healthy Michigan Plan (Michigan's Medicaid) or MI Child (Michigan's CHIP), depending on your age and income. Below are examples of appropriate conditions for ER treatment: If you or someone near you is in alife-threatening situation, always dial 911 from any phone. Review a list of waiver frequently asked questions here. MDHHS advises all Medicaid enrollees to check their renewal month at michigan.gov/MIBridges. Health Insurance Consumers Insurance Health Insurance If You Need Health Insurance Coverage in Michigan, Help is Here This site contains everything you need to know about health insurance, how to get covered, and how to use your coverage to keep yourself and your family healthy. J-1 Scholars who will be employed for less than nine months by MSU. The Family Health Insurance Award Program (FHIAP) offers international students the funding needed to purchase health insurance for their dependent family member(s) who need coverage. https://hr.msu.edu/benefits/students/health/rates.html, https://www.michigan.gov/healthymiplan/0,5668,7-326-67874---,00.html, https://www.hr.msu.edu/benefits/students/health/index.html, http://www.bcbsm.com/content/microsites/msu/en/index.html, https://localhelp.healthcare.gov/#display, Have income at or below 133% of the federal poverty level* ($16,000 for a single person or $33,000 for a family offour), Do not qualify for or are not enrolled in Medicare, Do not qualify for or are not enrolled in other Medicaid programs, Are not pregnant at the time of application, Most BCBS, BCN, McLaren, Aetna PPO, BC Complete, and McLaren Medicaid plans, and. Create a Blue Cross member account to manage your coverage and view claims. Coronavirus Update: please review the To apply for the early arrival coverage, please use this application form:Early Arrival Health Insurance Fall 2023. Please use the following charts to learn more about enrollment periods, enrollment deadlines and coverage periods for adding dependents. Counseling, advocacy and support groups for MSU students impacted by sexual violence. The Healthy Michigan Plan provides health care benefits to Michigan residents at a low cost so that more people can have health care coverage. is working with MDHHS to help impacted Michiganders get affordable health insurance if they are determined to . Health Promotion Nutrition, fitness, Alcohol and Other Drugs education, sexual wellness services and more. Learn more about your options by clicking on J-1 Scholars Who are Not Employed by MSU below. Individuals are eligible for the Healthy Michigan Plan if they: Are age 19-64 years (Graduate Assistants You are required to purchase the MSU Student Insurance Policy (which exceeds the J-visa requirements) through MSU Human Resources. When you enroll, youll get a primary care physician whos based at Olin Health Center on campus. Without it, your care wont be covered. 8/16/22 - 8/15/23, Visiting Scholar & Early Arrival International Students, 8/16/22 - 8/15/23. Type in "East Lansing, MI" at Your Location and type in "pediatrics" in the search bar. As a college student, you have enough to worry about. Providers can be located on the BCN website. The state renewed Medicaid or Healthy Michigan plan coverage for 103,540 people. For more information on the LCC Dental Clinic, please visit the LCC Dental Clinic website. Click here to start your Summer 2023 Exemption Application. If you have children under 17, theyll be assigned a Blue Care Network pediatrician within 45 miles of Olin. If you recently updated your residential address at https://student.msu.edu and had no U.S. address prior to that update, your default address will be the MSU Human Resources building, which is located at 1407 S. Harrison Ste.140, East Lansing, MI 48823. Health Insurance Marketplace - State of Michigan You can continue to purchase MSU Student Health Insurance (BCN) during OPT if you wish. All three offer mental health benefits in addition to physical health benefits. If you are studying inside the United States for the Summer2023 semester and have an alternative insurance plan, you may qualify for a waiver of SHIP, which is different than an exemption. Medical, veterinary and some international students can currently waive out of the SHIP through the waiver system. Find more information about which international students are eligible to waive coverage on the Please bring your health insurance card, all of the bills and explanations of benefits that have been received to your appointment. OISS will require proof of your health insurance before we can complete your government check-in. Pharmacies also always have aprofessional pharmacistavailable whenever they are open. The MSU BCN policy covers most health expenses at Olin and the Neighborhood Clinics. You can stay on your parent's health plan until you turn 26, but make sure it covers healthcare providers near your school. MSU is an affirmative-action, equal-opportunity employer. Marketplace tips. See if you qualify for special enrollment. There are very limited criteria in which an international student can apply for a health insurance waiver you can read more about the waiver criteria on the HR website. Please note that the U.S. Citizen children of international studentsmay beeligible for free health insurance coverage through the Medicaid program. Health Insurance Coverage - Michigan State University directly at +1-800-287-4103 to obtain your health insurance ID number and group number. GeoBlue planfor doctor visits, hospital stays and prescriptions. MI Bridges Michigan Health Insurance Laws, Plans and Regulations | EINSURANCE Beginning in 2014, the penalty for not having qualifying coverage is $95 per adult and $47.50 per child or 1% of your taxable income, whichever is higher (up to $285 per family). MAHP members will advocate for improved health status of Michigan consumers While the three visits at the Olin and neighborhood clinics can assist with minor illness or injury, uninsured students who experience a severe injury or illness may find themselves with financial hardship. There are Halloween-themed crafts, a costume closet, Halloween photo booth, and a family resource fair, as well. Health insurance was more of a state concern prior to the ACA, but states, including Michigan, still have the authority to pass laws and regulations affecting health care. is an annual vaccination event, hosted in October at MSUs International Center. If you are unable to set up your account with either your residential address as listed at https://student.msu.edu or the MSU Human Resources address, please contact MSU Human Resources for support - +1-517-353-4434 or SolutionsCenter(at)hr.msu.edu. If you have an urgent coverage need, please contact ihealth(at)msu.edu. Health insurance premiums in Michigan | HealthCare.gov If you did not receive theSHIP ID Card Notification email, please contact BCN directly at +1-800-287-4103 to obtain your health insurance ID number and group number. 2022-23 Enrollment Deadlines and Coverage Periods for Voluntarily Enrolled Students. page for health care options to help you and your family. The BCN premium cost and other key information can be found at https://hr.msu.edu/benefits/students/health/rates.html Additional options are explained below. MSU STUDENT HEALTH INSURANCE PLAN The MSU student health insurance plan (SHIP) offers health coverage for students and their eligible dependents through Blue Care Network (BCN). The message will contain your Blue Care Network (BCN) Enrollee ID number. International students with MSU staff benefits, through own employment or spouse/parent employment. If you have any questions, please contact MSU HR at 517-353-4434 or email SolutionsCenter@hr.msu.edu. Students who make this mistake often wait for several hours to see a doctor and end up paying a high price for their medical care. Please use the follow cart to learn more about enrollment periods, enrollment deadlines and coverage periods. We provide health insurance in Michigan. Registering for an online account with the Blue Care Network requires a residential address, which is sent to BCN by MSU. enroll in MSU's SHIP. ), Annual Humana Group Medicare Advantage PPO Plan Health Trust (MSPTA represented only) Health Alliance Plan (HAP) Priority Health Additional Health Plan Resources Plan Comparisons HMO Comparisons HMO ZIP Code Tool <iframe title="Intentionally Blank" src="https://www.googletagmanager.com/ns.html?id=GTM-MBGXM55" height="0" width="0" aria-hidden="true" style="display:none . A report from the Michigan Department of Insurance and Financial Services, which reviews and approves insurers' rates, shows that health insurance companies are seeking increases that would . There are three types of resources students in this situation should use: In addition to the EOB, you will receivebills in the mail from the medical service providers. Learn more at, Signs of a heart attack that last 2 minutes or longer, which include chest pain or chest pain radiating to the left arm, Signs of a stroke, which include sudden onset of numbness in any extremity and elevated blood pressure, Bleeding that does not stop after 10 minutes of direct pressure, A severe or worsening reaction to an insect bite or sting, or to a medication, especially if breathing is affected, Unexplained stupor, drowsiness or disorientation, Anything else you reasonably believe may be an emergency, If you are employed full-time during OPT, you might receive health insurance as a benefit of your employment. Call 517-353-4660 to schedule your appointment. Access the waiver system at https://4studenthealth.relationinsurance.com/. You are only eligible for an international student health insurance exemption for Summer 2023 if you will remain outside the United States until August, If you will enter the United States before August, If you are approved for an exemption for the, semester and then enroll in classes taking place in person on the MSU campus for the. If you are a graduate assistant, medical student or international student, you are enrolled automatically in the SHIP. Please click the "Health Insurance Exemption Process" link above. The latest information about our services and availability during the COVID-19 pandemic.